HI AND WELCOME
I’m Monique and I founded Willowgate Finance in 2015.
Having worked in the financial services sector since 2003 I set up the business because I wanted to do things differently for my clients. I want to help people who are looking to finance their home, by focusing on you, the client, on your customer journey and experience, and offering the best, most appropriate mortgage advice – whether you are a first time buyer, moving home, looking to save money by remortgaging for a better rate, or buying an investment property to let out.
The mission is simple – To offer superior service from start to finish by getting to know you and your circumstances before making any recommendations, so you know you are getting the best mortgage available, and are supported throughout the process.
We’ll start by completing a detailed review of all of your circumstances. It is not enough to just know your name, date of birth, salary and how much you owe on credit cards or loans. There are so many other factors in determining the best mortgage deal for you.
Once we have an in-depth understanding of your situation, we will then search the whole of the mortgage market – taking into consideration the lender’s criteria as well. This is so important, as lending policy differs vastly from bank to bank. It can be the difference between being accepted or declined for a mortgage.
This is why you don’t see a mortgage comparison or “best buy” table on the website. Before we make a recommendation we check that you qualify on all accounts first – affordability and ensuring you meet the bank’s requirements. Every mortgage is thoroughly researched and we will phone the lender to double check the facts and figures. It’s a belt and braces approach, which can save time, disappointment and possibly money.
The great news is … Willowgate Finance is part of the Legal and General Mortgage Club & Stonebridge Group Network, giving access to mortgages that are not available on the high street, and exclusive products and lenders not available to some other mortgage brokers or by going directly to the lender.
Our level of service is tailor-made to suit you. There is no one size fits all approach.
It is now more important than ever to get the best advice, and we will be on hand to help and can save you time and potentially, money!
Due to Covid-19 and the government guidelines on social contact, we are not offering in person face to face appointments until further notice.
We are still open for business as usual, and can arrange alternative appointments in a number of ways, including video chat via Zoom.
CONTACT US FOR A FREE, NO OBLIGATION CHAT
SEND US A MESSAGE AND WE'LL CONTACT YOU
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.
You may have to pay an early repayment charge to your existing lender if you remortgage.
There may be a fee for arranging your mortgage, however the precise amount will depend on your circumstances. Typically the fee is £395.